Lending, made
equitable.

Why I’m Writing This Series If your feed has been anything like mine, the last few weeks have been filled with videos about the inflation of currency, the AI bubble, government debt spirals, and finance bros trying to convince you that the economy is either on the verge of collapse, or about to enter a golden age. Every video had a new prediction, overlaid with graphs and analysis of what various indicators have to say. Overall, we weren’t really missing data, we were missing

I want to show you something Two lines. Blue is what the U.S. government owes, measured against what the country actually produces. Red is the percentage of Americans who can't find work, even though they're trying. Watch them. Notice anything weird? In the 1970s, they move in opposite directions. By the 2000s, they're moving together. Something fundamental changed in how this country runs its economy and most people have no idea. Let me walk you through it. First, what are w

There's a misconception about inflation that almost everyone has, and it quietly costs them money. When the news says "inflation is coming down," most people think "prices are coming down." But the truth is they aren't. They're going up slower. That distinction is the difference between thinking the economy is recovering and understanding that the new prices are permanent. Because in modern America, prices almost never come back down, Not after the dot-com bust. Not after 200